9:41
4G📶🔋
KA
Welcome👋
Total Wallet Balance
GHS 4,820.00
≈ USD 312.50 - NGN 488,200
Quick Actions
💸
Send Money
Buy Crypto
💱
Convert
💳
My Card
🧾
Pay Bills
👥
Refer & Earn
📱
Airtime
🕐
History
Live Exchange RatesLive
🇺🇸🇬🇭 USD→GHS15.42▲+0.3%
🇺🇸🇳🇬 USD→NGN1,564▼-0.1%
🇬🇭🇳🇬 GHS→NGN101.36▲+0.2%
🇺🇸🇰🇪 USD→KES128.50▲+0.1%
Recent Transactions
💸
Sent to Chidi Obi
🇳🇬 Nigeria - Bank - Today 2:14PM
-GHS 820
Done
Bought Bitcoin
0.002 BTC - Yesterday
-GHS 560
Done
💱
USD→GHS Convert
$200→GHS 3,084 - Mon
+GHS 3,084
Done
Received from Amara S.
🇸🇳 Senegal - MoMo - Sun
+GHS 350
Done
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📶🔋

Send Money

Fast & secure across Africa

Destination Country
🇳🇬Nigeria
🇬🇭Ghana
🇰🇪Kenya
🇿🇦S.Africa
🇸🇳Senegal
🇪🇬Egypt
🇪🇹Ethiopia
🇹🇿Tanzania
🇷🇼Rwanda
🇺🇬Uganda
1 GHS = 101.36 NGNLive
≈$32
🇳🇬 NGN
Delivery Method
🏦
Bank
~5 min
📱
Mobile Money
Instant
FDS Account
Instant
AmountGHS 500.00
FDS fee (1%)GHS 5.00
Rate1 GHS = 101.36 NGN
Delivery~5 minutes
TotalGHS 505.00
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Crypto Market

Buy, sell & track assets

My Crypto Portfolio
GHS 2,340.00
▲ +4.2% today - ≈ $151.68
Top Assets
My Holdings
Watchlist
DeFi
NFTs
Bitcoin
BTC
$104,220
▲ +2.8%
Ethereum
ETH
$3,812
▲ +1.4%
Tether USDT
Stablecoin
$1.00
● Stable
Solana
SOL
$192.40
▼ -0.9%
BNB
Binance Coin
$718.50
▲ +3.1%
Cardano
ADA
$0.48
▲ +5.2%
XRP
Ripple
$0.62
▼ -1.2%
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📶🔋

Convert Currency

Best rates - No hidden fees

From
To

1 GHS = 101.36 NGN  ?  FDS fee: 1%

🇺🇸 USD
🇬🇧 GBP
🇪🇺 EUR
🇳🇬 NGN
🇰🇪 KES
🇿🇦 ZAR
🇪🇬 EGP
🇸🇳 XOF
🇲🇦 MAD
🇷🇼 RWF
🇹🇿 TZS
🇺🇬 UGX
You payGHS 500.00
FDS fee (1%)GHS 5.00
You getNGN 50,175
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📶🔋

My Wallet & Card

Manage your funds

FDSPay Virtual Card
••••   ••••   ••••   4821
KWAME ASANTE
EXPIRES
09/28
CVV
•••
FDS
🛡

Verify identity to unlock full features & higher limits.

My Balances
🇬🇭
GHS
4,820.00
🇳🇬
NGN
128,400
🇺🇸
USD
312.50
BTC
0.00248
Add Money
🏦
Bank Transfer
GCB, Ecobank, Access Bank Ghana...
📱
Mobile Money
MTN MoMo, Vodafone Cash, AirtelTigo
Crypto Deposit
BTC, ETH, USDT, BNB
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📶🔋

Settings

App preferences & config

Account

✏️
Edit Profile
Name, email, phone
🪪
KYC Verification
Identity verification
Pending
🔒
Transaction PIN
Set or change your PIN

Preferences

🌐
Language
🇬🇧 English
💲
Default Currency
GHS – Ghana Cedi
👆
Biometric Login
Face ID / Fingerprint
🔔
Push Notifications
Transfer alerts & rate news
🌙
Dark Mode
Switch appearance
✉️
Email Service (EmailJS)
Tap to connect — emailjs.com (free)
Not Set
G
Google Sign-In Client ID
OAuth — console.cloud.google.com (free)
not set
🔄
Exchange Rate API
Live currency rates — exchangerate-api.com (free)
not set
🛡
KYC Provider
Smile Identity — smileidentity.com
not set
💬
SMS / OTP Provider
Africa's Talking — africastalking.com
not set

Security

🔐
Two-Factor Auth (2FA)
Not set up — tap to configure
Off
📋
Login Activity
View recent logins
Transaction Limits
Daily: GHS 5,000

App Info

Help & Support
FAQs, live chat, WhatsApp
ℹ️
About FDSPay
Version 1.0.0
🚪
Sign Out
9:41
📶🔋

My Profile

KA
- 🇬🇭
KYC Pending
✏️
Edit Profile
Name, phone, email
⚙️
Settings
Language, currency, security, APIs
🔔
Notifications
3 unread
3
👥
Refer & Earn
Earn GHS 20 per referral
🕐
Transaction History
All your past transfers
🎧
Help & Support
🚪
Sign Out
9:41
📶🔋

Notifications

Transfer Delivered ✅
GHS 820 to Chidi Obi (Nigeria) delivered successfully.
Today - 2:14 PM
Rate Alert 📈
USD/NGN crossed 1,570. Good time to convert!
Today - 11:02 AM
KYC Reminder 🔔
Complete verification to unlock all features.
Yesterday - 9:00 AM
Crypto Purchased
0.002 BTC added to your portfolio.
Yesterday - 10:30 AM
Welcome to FDSPay! 🎉
Your account is ready. Explore all features.
Mon - 8:00 AM
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📶🔋

Transaction History

All
Sent
Received
Crypto
Convert
💸
Sent to Chidi Obi
🇳🇬 Bank - Today 2:14PM
-GHS 820
Done
Bought Bitcoin
0.002 BTC - Yesterday
-GHS 560
Done
💱
USD→GHS Convert
$200→GHS 3,084 - Mon
+GHS 3,084
Done
Received from Amara S.
🇸🇳 MoMo - Sun
+GHS 350
Done
🧾
DSTV Bill
Subscription - Sat
-GHS 120
Done
9:41
📶🔋

Pay Bills

Utilities, TV, Data & more

Paying bills for:
SELECTED COUNTRY
🇬🇭
Ghana
Bills charged in GHS - Using your GHS wallet
Categories
9:41
📶🔋

Refer & Earn

Earn GHS 20 per friend

🎁
Invite Friends, Earn Cash
When friends sign up & make their first transfer, you both earn GHS 20!
YOUR REFERRAL CODE
FDS-KWAME
Your Earnings
Friends referred3
Total earnedGHS 60.00
PendingGHS 20 (1 pending)
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📶🔋

Airtime & Data

Top up any network

📱
Airtime
📶
Data Bundle
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📶🔋

Help & Support

FAQs
How long do transfers take?
Most arrive in 5 minutes. Bank transfers may take 30 minutes. Mobile money is usually instant.
What are the fees?
FDSPay charges a flat 1% fee. No hidden charges. The exact fee is always shown before you confirm.
Is my money safe?
Yes. FDSPay uses 256-bit encryption, 2FA, biometric login, and is compliant with Central Bank regulations in Ghana and Nigeria.
Which countries are supported?
All 54 African countries, plus UK, US, Canada and EU for diaspora users.
How do I complete KYC?
Go to Wallet → KYC. Upload a valid ID. Verification takes up to 24 hours.
Contact Us
💬
Live Chat
Avg. response: 2 mins
✉️
Email Support
support@fdspay.com
💚
WhatsApp
Mon–Fri - 8am–8pm WAT
Select Currency
Select Language
🇬🇧
English
verified
🇫🇷
Fran?ais
verified
🇳🇬
Nigerian Pidgin
verified
🇳🇬
Hausa
verified
🇬🇭
Twi
verified
🇳🇬
Yorùbá
verified
🇹🇿
Swahili
verified
🇪🇬
العربية
verified
Default Currency
Set Transaction PIN

Required to confirm all payments.

KYC Verification
📷
Take Photo or Upload ID
JPG, PNG or PDF - Max 5MB
Exchange Rate API

Fetches live currency rates. Supports ExchangeRate-API, Open Exchange Rates, Fixer.io.

Payment Gateway API

Processes bank & mobile money transfers across Africa.

Crypto Exchange API

Powers crypto buy/sell for African users.

KYC Provider API

Verifies user identities via document & facial recognition.

SMS / OTP API
Edit Profile
Buy Bitcoin
Price
$104,220
24h
▲+2.8%
SpendGHS 200
Fee (1%)GHS 2
Net investedGHS 198
Add Money
verified

Done!

Your transaction was successful.

Reference
FDS-XXXXXXXX
Install FDSPay
Add to your home screen — works offline!
📲
Install FDSPay AppAdd to home screen — works offline!
Install FDSPay on iPhone
1

Open this page in Safari browser

2

Tap the Share button 📤 at the bottom of your screen

3

Scroll and tap "Add to Home Screen"

4

Tap "Add" — FDSPay icon appears on your home screen!

FDS Pay
Welcome to FDSPay
Send money across Africa securely
or use email
👁
Forgot password?

FDSPay · Frankev Multiservices Nig Ltd · CAC Registered Nigeria

📧
Check Your Email

We sent a 6-digit verification code to
your@email.com

Code expires in 10:00

Wrong email? Go back

Awaiting Admin Approval

Thanks, there! Your email is verified.
Your account email is waiting for admin review.

The admin (frankevgloballtd@gmail.com) will review and approve your account. You can sign in with your email and password once approved.
Reset Password

Enter your email and we will send a password reset link to your inbox.

Email Service & Notifications
Used for: account verification, transfer receipts, admin alerts, OTP codes.
Admin receives alerts for: New sign-ups, KYC submissions, transfers over GHS 1000, failed transactions, daily summary report.
Pending Sign-Up Approvals

No pending sign-ups.

Activity Log

No activity yet.

Google Sign-In Setup
Step 1: Go to console.cloud.google.com
Step 2: Create a project, then OAuth 2.0 Client ID (Web application)
Step 3: Add authorized origin: https://app.frankevdigitalservices.com
Step 4: Copy and paste the Client ID below.
Groq AI Assistant Setup
1. Go to console.groq.com (completely FREE)
2. Sign up with your email or Google account
3. Click API Keys → Create API Key
4. Copy the key and paste it below.
The AI uses Llama 3.3 70B — very powerful, completely free.
Supabase Database Setup
Supabase is a FREE PostgreSQL database. It replaces localStorage and stores user data permanently and securely.

Setup steps:
1. Go to supabase.com and sign up free
2. Create a new project called "fdspay"
3. Go to Project Settings > API
4. Copy the Project URL and anon public key below
After saving, go to Supabase SQL Editor and run:
CREATE TABLE users (id uuid DEFAULT gen_random_uuid() PRIMARY KEY, email text UNIQUE, name text, phone text, country text, role text DEFAULT 'user', approval_status text DEFAULT 'pending', created_at timestamptz DEFAULT now());
Flutterwave Payment Setup
Flutterwave handles real money transfers across Africa (Ghana, Nigeria, Kenya, SA, Senegal).

Setup steps:
1. Go to flutterwave.com/gh and register as a business
2. Use company name: Frankev Multiservices Nig Ltd
3. Upload your CAC registration documents
4. After approval, go to Settings > API Keys
5. Copy Public Key and Secret Key below
Important: Use TEST keys first to verify everything works before switching to LIVE keys. TEST transfers don't move real money.
🤖
FDSPay AI Assistant
● Online · Powered by Groq AI
👋 Hello! I am your FDSPay AI assistant. I can help you with:

• How to send money to Nigeria, Kenya, Ghana
• Exchange rates and fees
• How to verify your account (KYC)
• How to buy crypto
• App features and troubleshooting

What would you like to know?
Two-Factor Authentication (2FA)
Why enable 2FA? It adds a second layer of security to your account. Even if someone knows your password, they cannot access your account without the second code.
📱
SMS OTP
Via phone
🔑
Auth App
Google/Authy
✉️
Email OTP
Via email
Login Activity
Loading login history...
About FDSPay
FDS Pay
Version 1.0.0 (Frontend Demo)
Built by: Frankev Multiservices Nig Ltd (CAC Registered, Nigeria)
Brand: Frankev Digital Services
Website: frankevdigitalservices.com
Store: frankev.com
Support: support@frankevdigitalservices.com
Admin: frankevgloballtd@gmail.com
What This App Still Needs to Go Live
✅ UI/UX frontend — complete
✅ User registration with approval gate — complete
✅ Country-aware bills, airtime, KYC — complete
✅ Groq AI chat assistant — complete
EmailJS keys — get free at emailjs.com
Google OAuth Client ID — get free at console.cloud.google.com
Groq AI key — get free at console.groq.com
Flutterwave account — for real money transfers (flutterwave.com/gh)
Node.js backend server — deploy free on railway.app
PostgreSQL database — get free on supabase.com
KYC provider — Smile Identity (smileidentity.com)
SMS/OTP provider — Africa's Talking (africastalking.com)
Manage Admin Accounts
The super admin (frankevgloballtd@gmail.com) is permanently protected and cannot be removed by anyone.
Invited person receives a confirmation email. They must click the link to get admin access. A security alert is also sent to frankevgloballtd@gmail.com.